As we all about to close another chapter in our life this year, let us all look back to what we had done in this 2021. For sure, there’s a lot of things happen for each and every one of us. Some may experience growth in career, some are happily married now and maybe the rest are still bit skeptical what to do next. Regardless of where you are right now, one thing for sure is that you’d done a pretty good job.
JOB WELL DONE!
If ever you feel like you didn’t make most out of this year, focus on what you’d learned throughout this period. As you realized a lot of things, you can eventually apply it in your life and on how you decide for the next year. Never look down on what you’d been through. You may see it as nothing, but in the end, it will help you in so many ways. Like what Mr. Rob Dial mentioned in his podcast, we need to focus more on the growth rather than the goal itself.
Remember, what’s meant for you, will be yours no matter what happen.
You can always choose to be better. Never lose hope in something that you still haven’t tried. As long as you’re committed into something that you planned, you will always find a way to make it happen. Now that we have a couple of months to officially achieved our plans and goals this 2021, everyone must start to think of their next target for this upcoming year. The earlier you fix your mindset, the greater it will help you to focus on it.
For you to be able to push yourself in planning for your future, here below are the reasons why you should do it:

For sure there will be a lot of things that you have in your mind right now. To give you some suggestions, here are some activities that you can start to do in this upcoming year. Whether you do these things or not, it is important that you decide it based on what you truly feel. Like what I stated in this blog, any plan will do as long as it will inspire you to be a better version of yourself.

We are all too clouded with the definition of ideal self. Especially with the influence of social media, everyone keeps hyping up on the different trends of beauty. In the course of looking for that definition, people ended up comparing their selves to others. This comparison can be the source of insecurities and low self-esteem to the rest. As long as they don’t fit on the specifications of being beautiful, self-pity will be the worst thing that can happen to them.
As long as people will choose to be stuck on that belief, there will be no other way to get out from it. To prevent that from happening, one should believe in their own selves. Rather than spending their time comparing and looking for each other’s flaws, it will be more ideal to make time for your own wellness.
Be your own definition of beauty.
You don’t need to keep changing your style just to be considered in their standard of beauty. Invest on things that can nurture your inner self because as long as you feel complete inside, the easily you can glow without realizing it. Here below are some simple things that can help you to achieve your own ideal self.


Every day is a continuous learning process. As we all start our day, it is very important to aim for things that will enhance ourselves. In this coming year, why don’t you continue your hobbies before? From playing an instrument, cooking and simple crafts, anything can be put into use once you invest time nurturing it. The more you have activities to do, the more you can also aim for a productive day. If you prefer reading books, you can start to read inspirational books about goals, self-love and many more this year. Although it’s not considered physical skills, you still improve your mental skills by simply doing that.
A little effort won’t cost too much of your day. You just need to invest a time for it and be consistent so that you can ensure a result in the end.

You can never go wrong in doing a daily routine and to do list. If you tend to neglect important things just because you spend most of your days in doing unnecessary task, making a list and planning your day will be the best solution for it. Forget about the laziness that you have in this year and work for a productive day in this upcoming year. Make this year as the best year of your life by aiming good habits that will eventually change your life.
In doing a daily routine and a to do list, it is very important to have a plan beforehand to ensure that all tasks will be done. By doing this, you can save a lot of time that you can also use in doing healthy activities.
Here are the things that you need to consider in making your daily routine this year:


Learning is a continuous process for everyone. Even after graduating, one should aim for growth since opportunity to learn is everywhere. From seminars, online trainings with certifications and even diploma courses, all are now available online. It’s a matter of one click away and it will be in front of you. Some certifications will require payment while others are for free. Regardless of the expenses, you can never go wrong in spending something that you learned from. You just need to think that it’s some sort of credentials that will help you in achieving your next target position.
As you welcome this year, you can simply accommodate every month a one target certification. By doing this you can ensure that you’d done something for your career. Giving an hour of your day to do this will help you to achieve any certifications or courses that you’re planning to get in this year.

Starting this year with a plan and goals can help you to be more motivated and inspired. It will serve as a driving force for you to do your best in every situation. As long as you know what you needed to do, your body, mind and soul will automatically go for it. Start your year with the right mindset and plan for you to easily break down it in target goals.
In considering your goals, it is very important to apply the SWOT Analysis. By using this, you will determine your strength, weaknesses, the opportunities around you and the potential threats that will inhibit you to achieve your goals. As long as your plan is organized and you put effort to consider the variables that can affect your decision, you will never fail to achieve it.
Here are the things that you should consider in making your goals this upcoming year:

As long as you considered everything in the above, you can now easily set up your goals in this coming year. Just always remember that there’s no secret to success, you should work hard for it to make it all possible.

During the pandemic, a lot of people loss their job. They were forced to accept their current situation and choose to cope up with the changes took place in their lives. Given that situation, some took that opportunity to venture in starting their own business. With the use of technology, marketing became an arm reach for everyone and that help the entrepreneurs to easily create their branding.
Now, “Online Selling” became one of the growing ways for anyone who planned to start their business. From a simple act like selling thrift items online, a lot of them has been bless with a lot of good returns right now. They were able to reinvest their funds and now has a thousand of followers online. Who knows right? Maybe you’ll have a good fortune as well this upcoming year. Assess what you’re passionate to start with and work on it slowly. The more you love what you’re doing, the more you’re resilient in any challenges that it may face.
If you are now decided to venture in a business, here are some of the things that you need to consider before officially starting it.
- Funds. Knowing your funds will help you to regulate the cost in starting a business. It is also important that you’ll build a crisis fund for your business since the market will fluctuate and your returns will be dependent on the demands.
- Resources. One of the mush have in starting your business is your resources. This includes your employees, space, machine/equipment and capital.
- Niche Market. The more you know your customers the more you can come up on products that will be specific for them.
- Marketing Strategy. You can increase people’s awareness in your product by advertising it using social media platforms like Facebook, Instagram, Twitter and even YouTube.
- Timeline. Planning your business timeline will help all your plans to be possible. You can also save your time since having a deadline will help you to double efforts.
- Business Plan! Whether you’re a starting a small business, a right plan will help you to know your business strength, weaknesses and the threats that may arise in the future.

Being ready in the future can give you the sense of security. It can serve a lot of use for your retirement, health emergencies, starting a business and your kid’s education. Depending on what priorities you have, getting these two things will help you to achieve it. In every cash out, it is very important to know where your money will go and it also same when you decided to venture in insurance and investment. Here are the things that you should consider before deciding which investment & insurance best fit for you:

Like I always state in my blogs, the earlier you can manage to have an investment/ insurance the more it will be ideal since young people tend to have less responsibilities. Make use of that opportunity to save and focus on achieving your financial freedom!

One of the best things you can start in this upcoming year is to plan your budget! For you to be able to achieve your target savings and financial priorities, having a budget will help you since it will serve as a guide in every cash out that you will incur. If you tend to spend your money without having a budget for your expenses and savings, the tendency will be is, you’ll spend more than what is intended amount.
The strategy in building your budget is to know your current expenses and savings. The more you are aware of your every cash in and out, the easily you can determine the amount needed for it. As long as you stick with the amount you’d decided, everything will be easy for you to save more. Just don’t forget that you also need to be disciplined enough not to use your savings or else all of your plans will just be put into waste.

Changing something in your life will requires a lot of effort from your side. You cannot just simply change right away just because you wanted to, it needs time and dedication to make it happen. For this year, why don’t you try doing it? Afraid? Then that’s a good sign. Make this year as a challenge for you to have a 360 change for the better. Plan what you wanted to be and make a necessary step to make it happen.
Here below are some of the things that will guide you to make a better you in this upcoming year.


Other than tracking your expenses, you can also track your own savings by simply doing the same thing. Whatever amount you were able to save that month, list it down so you can have the idea on how to grow it. It is also important for you to provide a separate account for your savings and expenses. By doing this, it will help you to manage your expenses well and at the same time can inhibit you to use your savings.
Here are some of my blogs regarding savings that will give you an idea of how important it is and how it may help you in any situations in your life:

For sure there’s a lot of things that happened in this year for every single one of us. Despite of the changes cause by the pandemic, let’s try to maximize whatever we can do in this upcoming year. Let’s get rid of our excuses and aim for a productive day as we reach our dreams and goals in life.
These simple things can impact one’s life in so many ways. In the end, the action will always start from you. So, will you go on with what your usual habits, or let this year be the start of a better you?